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Financial Wellness


Education Comes First. That’s What We Believe In.


You don’t have to be a Sun Devil to be taught by an ASU professor. We’re making it easier than ever to educate everyone on the importance of financial independence, money management and retirement planning.


Voya Retirement Readiness

Jacob Gold & Associates, Inc. is proud to be a part of Voya’s Retirement Readiness program. Through Retirement Readiness, Jacob and his team teach and facilitate financial wellness workshops for companies of all sizes; from Fortune 500 companies to small family owned business.

In addition to providing an educational experience for the company’s employees; Jacob and his team provide personalized financial consultations for those employees who would like to receive some personal financial guidance.

Below are a few of the workshops that are taught by Jacob Gold and his team.

Foundations of Financial Wellness

View Seminar Presentation Slides

This seminar covers information to help attendees understand the principles of financial wellness while presenting on a variety of finance topics including goal setting, protection, spending and saving, and retirement planning. Attendees also learn helpful tips on maximizing possible employer benefits and accessing resources to help them on their journey to financial well-being.

Foundations of Financial Wellness

Foundations of Financial Wellness

View Seminar Presentation Slides 

This seminar covers information to help attendees understand the principles of financial wellness while presenting on a variety of finance topics including goal setting, protection, spending and saving, and retirement planning. Attendees also learn helpful tips on maximizing possible employer benefits and accessing resources to help them on their journey to financial well-being.

   

This seminar covers information to help attendees understand the principles of financial wellness while presenting on a variety of finance topics including goal setting, protection, spending and saving, and retirement planning. Attendees also learn helpful tips on maximizing possible employer benefits and accessing resources to help them on their journey to financial well-being.

Personal Finance Basics - Manage your money well

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This introductory seminar discusses the basics of personal finance, including how to set up a budget, where to keep your money, how to handle debt, when investing makes sense and what tools and resources can be of help.

Personal Finance Basics

Personal Finance Basics - Manage your money well

View Seminar Presentation Slides 

This introductory seminar discusses the basics of personal finance, including how to set up a budget, where to keep your money, how to handle debt, when investing makes sense and what tools and resources can be of help.


   

This introductory seminar discusses the basics of personal finance, including how to set up a budget, where to keep your money, how to handle debt, when investing makes sense and what tools and resources can be of help.

Evaluating Your Investments - Beyond the basics

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This seminar moves beyond investment basics to evaluate investments using various portfolio analysis tools and resources. Topics include an in-depth look at asset allocation, including sub asset classes and relative risk and return. Attendees will learn various techniques and best practices that can help them create a sound and appropriate investment strategy for their personal retirement goals.

Evaluating Your Investments

Evaluating Your Investments - Beyond the basics

View Seminar Presentation Slides

This seminar moves beyond investment basics to evaluate investments using various portfolio analysis tools and resources. Topics include an in-depth look at asset allocation, including sub asset classes and relative risk and return. Attendees will learn various techniques and best practices that can help them create a sound and appropriate investment strategy for their personal retirement goals.

   

This seminar moves beyond investment basics to evaluate investments using various portfolio analysis tools and resources. Topics include an in-depth look at asset allocation, including sub asset classes and relative risk and return. Attendees will learn various techniques and best practices that can help them create a sound and appropriate investment strategy for their personal retirement goals.

Make the Most of Social Security - Using your core retirement benefit

View Seminar Presentation Slides 

This seminar moves beyond investment basics to evaluate investments using various portfolio analysis tools and resources. Topics include an in-depth look at asset allocation, including sub asset classes and relative risk and return. Attendees will learn various techniques and best practices that can help them create a sound and appropriate investment strategy for their personal retirement goals.

Make the Most of Social Security

Make the Most of Social Security - Using your core retirement benefit

View Seminar Presentation Slides 

This seminar moves beyond investment basics to evaluate investments using various portfolio analysis tools and resources. Topics include an in-depth look at asset allocation, including sub asset classes and relative risk and return. Attendees will learn various techniques and best practices that can help them create a sound and appropriate investment strategy for their personal retirement goals.

   

This seminar discusses one of the more important and potentially valuable retirement assets available to individuals – Social Security benefits. Attendees will review how it works and discuss some ways to potentially make the most of this program and how it might work for them and their loved ones. So whether someone is a few years away from retirement or many, it’s important to know how this core retirement benefit works.

On the Move - Keep your retirement account working for you

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For many, the workplace retirement plan represents a good portion of their retirement savings. This in-depth seminar will help attendees understand the pros and cons of available distribution options and potential tax implications and penalties.

On the Move

On the Move - Keep your retirement account working for you

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For many, the workplace retirement plan represents a good portion of their retirement savings. This in-depth seminar will help attendees understand the pros and cons of available distribution options and potential tax implications and penalties.

   

For many, the workplace retirement plan represents a good portion of their retirement savings. This in-depth seminar will help attendees understand the pros and cons of available distribution options and potential tax implications and penalties.

Estate Planning - Protecting tomorrow today

View Seminar Presentation Slides 

When we talk about estate planning, we often run into this kind of thinking. Think estate planning is only for the rich? Or for married couples or for older people? Not so. An “estate” is just a fancy word for the stuff that you own. What’s important to consider is ….what do you want to do with it? And how do you want to protect those you leave behind?

Estate Planning

Estate Planning - Protecting tomorrow today

View Seminar Presentation Slides 

When we talk about estate planning, we often run into this kind of thinking. Think estate planning is only for the rich? Or for married couples or for older people? Not so. An “estate” is just a fancy word for the stuff that you own. What’s important to consider is ….what do you want to do with it? And how do you want to protect those you leave behind?

       

When we talk about estate planning, we often run into this kind of thinking. Think estate planning is only for the rich? Or for married couples or for older people? Not so. An “estate” is just a fancy word for the stuff that you own. What’s important to consider is ….what do you want to do with it? And how do you want to protect those you leave behind?

Voya White Papers

Click on image or hyperlink to view white paper special report.

Asset Allocation: Balancing risk and reward with "class" 
Increasing Your Contributions: Even a little bit could add up 
Market Timing: Time - not timing - is on your side 
Retirement Readiness: Paying for your retirement vision 
Stay the Course: Even in these uncertain economic times, keeping your money in the market may be the right choice in the long run. 
Take Aim at Your Retirement: Target Date Funds 
Voya White Papers

Voya White Papers

Click on image or hyperlink to view white paper special report.

Asset Allocation: Balancing risk and reward with "class" 
Increasing Your Contributions: Even a little bit could add up 
Market Timing: Time - not timing - is on your side 
Retirement Readiness: Paying for your retirement vision 
Stay the Course: Even in these uncertain economic times, keeping your money in the market may be the right choice in the long run. 
Take Aim at Your Retirement: Target Date Funds 
       

Voya Financial has created white paper special reports on a number of important financial topics. 

Select to learn more.






Health and Wellness Series:
Whole Person Well-being

Arizona State University Alliance for Health Care and Mayo Clinic joined forces to create a comprehensive health and wellness program. ASU is ranked No. 1 in innovation and Mayo Clinic is the No. 1 hospital in the U.S.* The health and wellness program uses evidence-based content from Mayo Clinic, one of the world’s leading experts in medical education, research and practice. 

ASU and Mayo Clinic designed these health classes for anyone interested in the benefits of enhanced well-being. From managing stress to building resilience, you’ll learn how to make healthier choices and become the best version of yourself.

Chairman and Chief Investment Officer, Jacob Gold, CFP® is extremely proud to be an instructor and contributor to such a groundbreaking holistic wellness program. His involvement in the program shows the vital role that financial wellness has on an individual's mental and physical well-being.

*U.S. News & World Report 2019-2020

Neither the Mayo Clinic nor Arizona State University are affiliated with Voya Financial Advisors nor Jacob Gold & Associates.  Jacob Gold is a professor for Arizona State University, an independent entity.







GM Retirement Programs

For more than 30 years, Lifetime has helped employees of the automotive industry prepare for their next chapters with confidence. We provide guidance for both the financial and non-financial aspects of successfully transitioning from an automotive career into retirement or to another job.

Initially, our “Life after…” seminars were offered at General Motors as part of a six-week course conducted in coordination with REPS (pre-Retirement Educational Planning Service) and with the help of REPS president Nester Cole. Those programs were sponsored by GM for pre-retirees and focused on preparing them and their families for a smooth transition into and throughout the retirement years. 

The “Life after…” program has continuously evolved over the past three decades and has expanded to include employees from Ford, Chrysler/FCA, and employees of Michigan Schools.  We have traveled to GM’s Desert Proving Grounds and to Fort Meyers, Florida, in order to share the latest financial tools, warn of potential pitfalls, and bring attention to issues such as long-term life planning and cyber-security.

Some recent programs include:

  • Lump Sum vs. Monthly Checks?
  • Bob Lutz: The World is Changing
  • What Happens If the Lights Go Out at GM?

Our mission has always included and will continue to include the tenets of our very first programs – to provide valuable and useful information relating to the steps required prior to and during retirement.

If you have any retirement questions or concerns, financial or otherwise, or just want an objective review of your retirement strategies, contact us for a complimentary review.  We’re confident that with our nearly 200 years of collective experience we’ll be able to provide some valuable insights.

Estate Planning


We’ll help you manage your affairs during your lifetime and control the distribution of your wealth after death. We believe an effective estate strategy outlines and implements your healthcare wishes even if you are unable to communicate them and designates someone to manage your financial affairs if you become unable to do so.